Firefish.io offers a refreshingly simple and transparent way to get a loan backed by Bitcoin. The platform walks you through the process in clear steps: set your terms, get matched with a lender, lo... See more
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Firefish is a global, non-custodial platform that enables users to access cash or stablecoins by using Bitcoin as collateral—without ever needing to sell it. Whether you're looking to borrow or earn, Firefish connects people directly in a secure, peer-to-peer marketplace. Security and transparency are at the core of everything we do. Bitcoin collateral is stored in a multi-signature escrow, where no single party—including Firefish—can access your funds unilaterally. This decentralized model removes the risks common with centralized lending platforms. Borrowers receive loans in traditional currencies or stablecoins, while retaining their Bitcoin exposure. Investors earn interest by funding loans backed by overcollateralized Bitcoin, all without needing to handle crypto directly. Available to users in supported countries around the world, Firefish makes lending and borrowing simple, transparent, and secure. Our platform is built on open, auditable technology and supports multiple languages, making it accessible and user-friendly for everyone. Firefish: Keep your Bitcoin. Unlock its value.
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Czech Republic
- firefish.io
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3rd ongoing consecutive loan
3rd ongoing consecutive loan, so far no issues nor liquidation to report, even with the last February dump my loan was secured and I had enough time to allocate more capital to be even more safe. Sometime the Fiat fund took there sweet time but it’s a bank issue not Firefish. I recommend.

Reply from Firefish
Great product
Great product. Easy to understand. Well implemented. I have been a recurring customer as I’m happy with the service

Reply from Firefish
Absolutely flawless
I freakin love Firefish. From the ease of applying for a loan, to the simple, straightforward and sleek user interface, to repaying early and immediately unlocking your bitcoin collateral.
I'm on my 5th loan now and I'm super satisfied. I have a huge attention to details, yet I can't find a thing that could be improved... that says a lot!

Reply from Firefish
Could this be the perfect BTC lending platform?
I have done extensive research on all of the BTC lending platforms. This one is best, in my opinion. Key differentiators are 95% LTV liquidation threshold, 3 of 3 non custodial multisig and competitive rates. I did a test loan before moving into a much larger amount. So far so good. I do wish they had a little more liquidity.

Reply from Firefish
Innovative today, but it will be the standard in the near future
I find it extraordinary that a platform exists that allows someone interested in earning interest in fiat currency to connect with someone who wants to lend fiat using Bitcoin as collateral, each with their own interest rate/loan expectations. The best part is that you don't entrust your funds to a company; you do it directly through a multi-signature contract verifiable in the mempool. Fantastic! What's needed to improve the platform? More people on it, so there's more supply and demand.
Excellent and very professional service…
Excellent and very professional service !!
The interface is very smooth and intuitive.
Customer service very responsive through email, quickly !
For Bitcoin enthusiasts, this the future of financial service IMHO.
Firefish will help me to achieve my financial freedom over the long term, of that I’m sure !!
Good luck to you guys , stay solid as you are , stay pro reliable and transparent.
Stay forever ;)
this the best bitcoin back loan so far
this the best bitcoin back loan so far, I have experience some of them and so far this is the best i come across so for, you pick your own terms and interest rate that the wonderful part and simple to signup another plus
user-friendly, high-quality experience
In summary, a nice User Experience, means a clear, efficient, and empathetic UX design process that results in a user-friendly, high-quality experience.
From start to finish the process has…
From start to finish the process has been extremely efficient. The Firefish team are super responsive and very quick to process all the KYC/AML registration and the loans themselves couldn't be easier.
As a borrower client, the recent bear market has been a good eye opener in seeing how their systems work and you know exactly where you are in terms of LTV at the click of a button or two.
Bitcoin really is pristine collateral and the team at Firefish make the whole process so straightforward.
Would highly recommend.
Simple process
Simple process, cheapest rates, security is good, more decentralised that alternatives
I would like 2FA enabled though
Hidden gem
Really a hidden gem that deserves way more attention — just wait, everyone will catch on soon. Extremely user-friendly, and the support team is lightning-fast and genuinely great. Absolutely 100% recommended!
Easy and fast👍🏻💪🏻
I’ve used Firefish for two loans and…
I’ve used Firefish for two loans and everything worked exactly as promised. The funds arrived on time, and the BTC collateral was returned immediately after repayment. Overall, it’s a great way to access liquidity quickly without selling your Bitcoin.
friendly and easy to use platform with…
friendly and easy to use platform with a very transparent & clear workflow. I always got a safe feeling. These guys are driven by this amazing idea that we can lend and borrow money to each others peer to peer by using the possibilities bitcoin brings to us. These guys are driven by heart i think and because they love bitcoin !
A Strong and Transparent Platform for Diversified Private Credit
Firefish offers an impressive and highly professional investment platform with a strong focus on transparency, quality, and well-structured diversified credit opportunities. The overall user experience is smooth and trustworthy, making it easy to gain exposure to attractive private credit investments. A great potential enhancement would be enabling investors to participate in diversified credit portfolios with smaller minimum investment amounts, allowing even broader access beyond high entry thresholds. Overall, Firefish stands out as a compelling and forward-thinking investment solution.
No help available
Especially when you are a new client and do invest substantial amounts of money, it would be of great help being able to call a hot-line or at least have a chat. The product is very good but there is a major step to take caring on clients.

Reply from Firefish
Excellent platform to borrow money at…
Excellent platform to borrow money at relatively cheap rates so that I don’t have to sell my bitcoin stack. It’s easy to use, borrowing rates are mkt based - P-P transactions. No financial intermediary, easy, fast and efficient. I’ve used it for two loans in the last month. Money was deposited into my Fiat account within 24 hours after I deposited my bitcoin. Very satisfied!!!
Best experience
Best experience. Easy to use. I had money in few days and my BTC was also back in matter of 48hours after the loan was repaid.
For me it's the best way to keep BTC and deal with unexpected expenses
Very nice plattform to get fiat money…
Very nice plattform to get fiat money without selling your bitcoin. Easy, fast and secure.
Perfect service, what I always dreamt of before!
Absolutely perfect. Lend Fiat money (Euro, CZK, etc.) without any checks usual banks would do. It's so simple: you have bitcoin? You get credit.
All ist safe and transparent, and so fast. After 1-3 working days, the money arrived in my bank account.
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