We got our mortgage offered within 6 weeks, from the first phone call to receive the confirmation. Graham from Northampton branch, is very friendly and knowledgeable. He responds very quickl... See more
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Embrace Financial Services have mortgage advisers across the UK who will give expert advice and guidance throughout the mortgage process – giving you your precious time back. We are open 7 days a week, from 7am until 10pm Monday to Friday.
Second Floor, The Forum, Barnfield Road, Southernhay, Exeter, EX1 1QR, Devon, United Kingdom
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We were offered services through embrace when arranging a viewing with reeds reins which at first I wasn't all that fussed about but then spoke with Andy who became our mortgage advisor and was blown away. He's always been at hand if we need him and the passion and drive he has in his job makes you feel he's just as excited about getting your new house as you are. He went above and beyond to get us the best deal possible for a house we never thought we'd achieve. Honestly can't thank him enough and would 100% be passing on his details to anyone needing help with a mortgage!! Cheers Andy!

Reply from Embrace Financial Services
Lisa Cummings has been exceptionally hardworking, dedicated, and professional throughout the entire process. She is approachable, patient, knowledgeable, and consistently supportive. Over the past few years, while I was trying to buy a house through the equity scheme, she always took the time to guide me, answer my questions, and reassure me whenever things felt overwhelming. She has been reliable, proactive, and genuinely caring, always looking out for my best interests. I truly believe that without her commitment and encouragement, I would not have managed to achieve this.”

Reply from Embrace Financial Services
Working with Wayne Danks, being a first time buyer has honestly taken an incredible amount of stress away from the process. He’s wonderful, informative and patient and I can’t begin to thank him enough for all the work he’s put in to making this process as smooth as possible.
We will be coming back to remortgage through Wayne in the future for sure.

Reply from Embrace Financial Services
Had a great experience with EFS and Wayne Danks who handled my mortgage application. Wayne sent me regular updates and kept everything simple and straightforward for myself. There was a bit of going back and forth with lenders in regards to deposit amount but Wayne found a mortgage deal for me far better than I could of asked for. I would highly recommend EFS and definitely worth an ask if you can get wayne to handle your application. Thanks again.

Reply from Embrace Financial Services
We used Embrace Financial Services during our next house purchase, supported by Financial Advisor Peter Buckle. Throughout the process the service provided has been thorough and reassuring—taking the time to validate our affordability properly and explain what we could comfortably borrow. Compared the market options and presented the best mortgage product for our circumstances. Pros and cons of alternative options were very well explained during this process. Good communication throughout. The whole experience felt well-managed and far less stressful. I’d recommend Embrace FS to anyone buying a home.

Reply from Embrace Financial Services
My application went so easy because of Kristopher Camblin he made it so easy for us he worked so hard to get us the best deal.
Even when we had a question which was after 10pm he was there for us.
I will recommend this firm for us they where reliable understand.
Thx all this to Kristopher Camblin

Reply from Embrace Financial Services
⭐️⭐️⭐️⭐️⭐️ Outstanding Mortgage Advice – Highly Recommended!
We had an excellent experience working with our mortgage advisor. From the very beginning, they were professional, knowledgeable, and incredibly supportive throughout the entire process.
As first-time buyers, we had a lot of questions and uncertainties, but everything was explained clearly and patiently. Our advisor took the time to understand our circumstances and found us a mortgage deal that suited our needs perfectly. Communication was always prompt, transparent, and reassuring, which made what can often be a stressful process feel straightforward and well managed.
What really stood out was the genuine care and dedication shown at every stage—from the initial consultation right through to completion. Nothing ever felt like too much trouble, and we always felt confident that we were in safe hands.
Thanks to their expertise and guidance, securing our mortgage was smooth and hassle-free. We would not hesitate to recommend their services to anyone looking for trustworthy, professional mortgage advice.
Thank you again

Reply from Embrace Financial Services
Great experience with Embrace. Was easy to get through to Wayne and as
first time buyers Wayne made everything less complicated. Would 100% recommend.

Reply from Embrace Financial Services
Very good service, very good advise. Works with your diary for meetings.

Reply from Embrace Financial Services
Was talked threw all the relevant steps well an made it that bit easier getting everything sorted

Reply from Embrace Financial Services
Phil cave, absolutely awesome. With all the frustration I've caused him through getting my initial mortgage and to just renewing it, he's been amazing. This is the first review I've ever left any company and I couldn't recommend embrace and phil enough. Great company and great customer services

Reply from Embrace Financial Services
Lois has been great organising my mortgage.
She's been professional yet friendly which has made this part of the process completely stress free. Lois has communicated updates with me regularly, ensuring I understood everything and has been there for any questions I needed answered, with prompt responses. I highly recommend Lois 😀

Reply from Embrace Financial Services
Met with Andy yesterday and he was so friendly and welcoming. I was extremely nervous about the appointment as I've never done anything like this before but I felt comfortable straight away and he was brilliant with my disabled little boy who was quite upset at the time. We managed to make good progress despite little one being very noisy. I'm very hopeful that after our meeting things are moving in the right direction. Highly recommend his service, I wish I had seeked his help sooner. Thank you for helping us.

Reply from Embrace Financial Services
Hardip was very helpful, friendly and nothing was to much trouble. It is our first time purchasing a property which can be stressful but Hardip made the experience much more bearable.
Highly recommend.

Reply from Embrace Financial Services
Lois at EFS was superb when it came to handling our mortgage. Everything was a smooth as you like and we never felt stuck or afraid to ask questions. She explained everything very thoroughly and advised us with the right steps we should take being first time buyers. Again we would like to thank Lois for her time and effort in guiding us through this whole process.

Reply from Embrace Financial Services
Great service really knows her stuff and where to make savings excellent advice

Reply from Embrace Financial Services
Salim is professional, efficient & friendly whilst giving financial advise for my BTL property portfolio finding the most competitive mortgage deals on the market & giving professional advise to help me expand my future property portfolio...Highly recommended!!!

Reply from Embrace Financial Services
Salim at Embrace was everything anyone could want when buying a property. Salim's communication with us and people involved in our process was 100% spot on everytime,he was on the ball, and so easy to get on with. Our process was quick and smooth, and he relieved our stresses completely so we had the best experience we possibly could. We would highly highly recommend Embrace Financial Services.

Reply from Embrace Financial Services
Andy white was a pleasure to work with. Out of everyone we dealt with regarding our house move, andy was by far the easiest, friendliest and most professional person we came across. His quick replies and his helpful attitude was amazing. Thanks again andy! We will definitely be recommending you!!

Reply from Embrace Financial Services
Andy helped me with my mortgage. He made the process really simple and straightforward forward. I wouldn’t have thought to get the house revalued without him recommending.

Reply from Embrace Financial Services
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