Bajaj Finserv Reviews 234

EMI service very worst and customer care not responding

Worstest service by bajaj, no coustomer care,no coustomer support,only fake bounce charge apply on coustomer.
Sirf coustomer ko lootne ka tarika hai inke pas faltu k bounce bta kar charge lete hain ,fir unski complaint kahi nhi suni jayegi ap chahe kuch bhi kr lijiye..
Totaly fraud company hai jo service k naam par lootna janti hai ...

I applied for a car loan of ₹10 lakh from Bajaj Finance, but the way they are treating me is extremely disrespectful and frustrating.

Despite having a strong CIBIL score of 780, good banking transactions, and being a long-time Bajaj customer with a clean repayment history of multiple fully closed loans, they are still harassing me with unnecessary and excessive verification.

They have already visited my home twice, taken photos of my entire house including interior and exterior, and are repeatedly inspecting my business and personal details.

This level of scrutiny makes me feel like I am under investigation for a crime rather than applying for a legitimate loan. It is humiliating, insulting, and completely unacceptable for a loyal customer.

Its a worst in insurance coverage.
Even I courier a mobile for insurance coverage it toke 30 to 35 days .
Now this time to also i didn't get my mobile

Bajaj collection team is rude in behaviour, aggressive talk and playing game like they force ladies in pressure that we have millions of dept to the company.The intentionally pressure ladies, family and neighbours that for collecting payment.Its blade company even the payment pending there is no right to visit home and pressurise family ladies.The same happen to my mother she fell down due to BP hope and hospitalized on right time other wise who take responsibility.These bastards will scoot

These people are frauds. Their staff has no proper knowledge. They give loans by lying and later cheat customers. Moreover, their staff is very mannerless. They are completely fraudulent—please shut down their services.

Despite multiple emails and your repeated assurances that your team will come to collect it, no action has been taken till now. This is highly unprofessional and unacceptable.
Worst service, no action on soundbox pickup

This is not good for middle class people.....

Nim alli sala thagondidivi nija ade rithi vapasa padiyo vidhana kuda sari erbeku alva 2 tharika last date ok fine... amount account alli yavado problem enda erala but 2 thatike ke amount hakdru cut madkolde check bonus antha haki obba vyakthi ya ondhu Dina da dudimena kithkolthira nivu...

Ok nivu helo terms and conditions ge navu opkondidvi antha signeture hakidake estu vanchane madoda

Nim alli nanu 2 or 3 proudest thagondidini adre onda nu due madila but just few hours late adre 500 check bonus hakthira this not right.....

This is not good for people

I had a very disappointing experience with Bajaj Finance regarding my loan foreclosure process.

A representative assured me that the foreclosure charges would be waived if I proceeded with closing my loan. Based on this, I made my financial arrangements and followed his instructions.

I was also advised to hold off on making a scheduled payment, which led to bounce charges. The representative acknowledged this and mentioned that those additional charges would be removed since the situation was caused by his guidance.

However, when I followed up, I was informed that the foreclosure charges would not be waived after all. This directly contradicts what was clearly promised earlier.

This entire experience has been misleading and unprofessional. I was given assurances that influenced my financial decisions, only for them to be reversed later, resulting in unnecessary charges and inconvenience.

Such lack of transparency and accountability is unacceptable from a financial institution. I strongly advise others to be cautious and not rely solely on verbal commitments.

Took 530 rs. for emi credit card. And when im facing issue in kyc. They have turned a blind eye. These guys are fraudsters.

Most of the options on the web site do not work, the app also does not work , customer care doesn’t know and offer no solutions. A harrowing experience to book an online Fixed deposit . Will avoid

[3/31, 8:50 PM] Sureshniranjana: I m trying more times apply personal loan but not approval
[3/31, 8:51 PM] Sureshniranjana: I don't using bajaj app and emi loan any store and online purchase

xtremely disappointing experience. This is not just about one issue — it reflects a systemic problem in how customers are treated.
• The same payment was presented multiple times without proper justification.
• Even when there was an active dispute, collections continued without resolution.
• Repeated requests for a callback were ignored — no one took responsibility to address the issue.
• Instead of resolving concerns, the approach felt pressurizing and insensitive.

What is more concerning:
• Additional charges were applied without transparency or clear explanation.
• There was no proper breakdown or communication on how these charges were calculated.
• Policies around repeated debit attempts and penalties were never clearly shared.

This raises serious questions:
• What are the limits on repeated debit attempts?
• Why are disputes not respected before further actions are taken?
• Where is the transparency in charges and communication?

Overall, this experience shows:
• Lack of accountability
• Poor grievance handling
• No clarity in processes
• Minimal respect for customer concerns

I expected professionalism and fairness, but instead experienced confusion, pressure, and complete lack of communication.

I strongly recommend others to stay cautious, monitor their accounts closely, and demand clear explanations upfront.

Significant increase in ROI and tenure during the loan period. which affect the repayment schedule. Loan closure is a next-level task, and your eyes will be blown at the end of the process when you pay more than the loan amount as a loan closure amount. pathetic company and rules.

Bc company service
Abhi ke abhi pay Emi ane se phle

Bajaj Finserv I have vehicle loans... I will pay my EMI without fail, last month they asked me to pay 12.70 less amount later in the end of the month they message I have missed my EMI so my cibil score reduced to 790 today they called me to ask if you a topup loan on your vehicle loan ... So this is plan to reduce cibil score nd give me the loan so I will endup paying more intrest no etiquette... This should show this people are

Yesterday i had talk to Mr Shubham Kumar who is posted in Ara Branch.
I had call him just to get some information about my personal loan and how can i settlement done.
He is abusing me and my sister in law.
Is this relevant to talk with any customer who just want to know about her personal loan details.
No body have a right to talk with this type of abusing language.
He has completely tormented a customer.
He not only abused the woman but also abused her entire family.
And How can Bajaj Finance hire an employee who consumes Alcohol in the office premises and working hours also ?

Worst Experience

No proper instructions and information were shared with the customer. Branch office locations and addresses were inaccurate and misleading. Staff personnel are very rude, irresponsible and unprofessional. Instead of listening and providing solutions to customers' issues, the staff (even the managerial level personnel) behaves very unprofessionally and rudely, blaming on customers for their shortcomings.
Bajan finance application is also very misleading and uninformative. It is not at all user friendly.

Very disappointing experience with Bajaj Finserv. I would not recommend their services. The customer service was unresponsive, and there was a lack of transparency regarding charges.The customer service was unresponsive, and there was a lack of transparency regarding charges.What was even more frustrating was the high foreclosure/closure charges. When I tried to close my loan early, I was surprised by the additional costs, which were never clearly communicated upfront.

Please never take any loans with Bajaj company. Worst company I have ever seen !!! Save your money dont fall for their trap or false promises!!!

One of Staff from Bajaj finance name irfan from Kolkata division, I have asked him for get approval on personal loan, he said first you make life insurance through me then I will make the approval from loan department after that he applied for life insurance policy for my wife and son, it was successfully done
Right after next day I called him irfan told he set the verification call for loan
The verification call has been done.
After that call again I called him said when my loan get sanction so he said one more final verification call will be done after that you will get disbursement of loan amount.
But unfortunately it was not done
Beside he took my insurance policy amount. Till now his number is switched off.

One very worst experience Bajaj hired such kind of staff I am shocked