United Financial Freedom Reviews 343

TrustScore 4.5 out of 5

4.7

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their exceptional helpfulness, patience, and extensive knowledge, making the user experience smooth and empowering. Many people highlight the excellent customer service, appreciating the clear explanations and personalized support that helped them understand the program and manage their finances effectively. Consumers frequently mention the significant value for money, noting how the program helps them save thousands in interest and accelerate debt payoff without altering their lifestyle. However, some customers expressed dissatisfaction with certain aspects of the payment system and user experience. A few people noted that the software requires a lot of manual input, particularly for daily earnings, and that automatic linking with bank accounts incurs additional costs. There were also instances where the program's suggested transfers seemed illogical, and some users found it difficult to override these suggestions, leading to account balance discrepancies.

What people talk about most

Staff

Customers consistently note positive experiences with staff, highlighting their helpfulness, knowledge, and... See more

User experience

Reviewers highlight positive aspects of user experience, praising the program's ease of use and the... See more

Customer service

Clients share positive opinions on customer service, consistently highlighting the helpfulness, patience, and... See more

Payment

People report ambiguous experiences with payment. Many customers praise the service for helping them pay off... See more

Value for money

Customers had positive experiences with value for money. Many reviewers consider it the best investment they... See more

Based on these reviews

Rated 5 out of 5 stars

Bill and Money Max are helping to change my financial future. Bill does an excellent job explaining how the affiliate process works and exactly what I need to do to help refer my friends and family.... See more

Rated 5 out of 5 stars

Alex Cotta has been an excellent trainer. He is very patient and always made sure I understood each step before moving forward. Thank you Alex for your help! I look forward to using this program. Ble... See more

Rated 5 out of 5 stars

UFF support team is always phenominal. Max was very helpful and handled my issue completely. Iam always grateful for the service everyone gives. Max was great! Laura (Sue) Bishop

Rated 5 out of 5 stars

I am always blown away by the customer service for Money Max an United Financial Freedom, but I was compelled to give special recognition to THALY. She assisted me with a peculiar inquiry and handled... See more

Rated 5 out of 5 stars

I decided to reactivate my Money Max Account after being "slothful" and not keeping up. After updating my entries I called and spoke with Max to review my account with me. She seemed eager to help.... See more

Rated 5 out of 5 stars

The Money Max Account has changed my outlook on my financial future! I was so discouraged under a weight of debt I thought I'd have to pay for the rest of my life. Since starting to use the MMA in Apr... See more

Rated 5 out of 5 stars

I had a great first session with Max. She was very knowledgeable and patient with me. She helped me to understand the system and I look forward to moving ahead, saving money and getting out of debt... See more

Rated 5 out of 5 stars

Margie Basaraba is an absolute delight to work with. She made the process seamless and explained to me every step of the way what to expect. I highly recommend this life changing product to anyone int... See more

Rated 5 out of 5 stars

I’m glad I heard about The Money Max Account at the beginning of the year. I needed something to monitor and control my expenses and finally arrived.By February I contacted and scheduled an appointme... See more

Rated 5 out of 5 stars

I am a new Money Max User! My Rep Donna Patterson was very professional, helpful, knowledgeable, and understanding of my situation! we talked off an on for a year before I decided to move forward. L... See more

Rated 5 out of 5 stars

Patricia, she was awesome. I was stressed and semi disorganized, but she stayed patient, calm and respectful. She knew how to explain the program. Had an understandable answer to all my questions. Ha... See more

Rated 5 out of 5 stars

Max did an amazing job of explaining the different features that the UFF has. She also explained to me how the program works based of of my future goals. She also gave me simple answers to my question... See more

Rated 5 out of 5 stars

This is an awesome tool, although not built for everyone. It requires time, patience and most of all, the will to learn and USE it. I had my session with Margie Basaraba which I cant thank enough for... See more

Rated 5 out of 5 stars

Mrs Margie was amazing on explaining how the program worked. I was very excited to see what my debt payoff date will be if I simply follow the plans. I've only had the program for a week but it shows... See more

Rated 5 out of 5 stars

I purchased my Money Max account in April and couldn’t be more pleased. My initial consultation was with Donna Patterson who was amazing. She was so down to earth and made me feel comfortable during t... See more

Rated 5 out of 5 stars

I want to take a moment to commend Suzanne for her incredible ability to explain the Money Max Account in a way that made everything so easy to understand. She broke down the system step by step... See more

Rated 2 out of 5 stars

Software requires a lot of manual input. It does not import all of my income automatically from my side gig work (which comes in daily). I have to backtrack and enter daily earnings from Amazon Flex... See more

Rated 5 out of 5 stars

I am having a great experience with United Financial Freedom. My coach, Ethan, walked me through the Money Max software and got me all set up. All my questions have been answered. I feel like I have a... See more

Rated 5 out of 5 stars

The Money Max Account is an amazing cash flow management tool! It's a one-time investment. I bought it years ago and forgot about it. When someone shared it with me again, I just contacted support a... See more

Rated 5 out of 5 stars

Initially, my consultation took place with Bill Blanchard. My sister and niece, had purchased the system and informed me about the positives of the Money Max system. So I took a chance and purchased t... See more

Rated 5 out of 5 stars

Money Max is easy to use and is useful helping pay off our debt. I wish there was more to the tutorials, especially when trying to solve issues. I know support is there to help, but more info would... See more

Rated 5 out of 5 stars

We signed up mid-May and can't be happier. Now that I'm proficient with the program, it's making our finances much easier. I could never have done anything like this on my own. We initially worked wi... See more

Rated 5 out of 5 stars

Max was exceptional. She was patient And knowledgeable. She was able to give me all the answers I needed. I love this customer service.

Rated 5 out of 5 stars

I’m new to Money Max account and I’m glad I have been guided and coached by Bill Blanchard who had been very patient and excellent in explaining every step of the process. I now feel more confident an... See more

Rated 5 out of 5 stars

I have used my Money Max account for several years now. While I appreciate many of the functions it helps me perform such as an action plan type task list by date and suggesting transfers to mor... See more

Rated 5 out of 5 stars

Max was very thorough and took her time explaining the software program. She makes it very simple for anyone to understand.

Rated 5 out of 5 stars

Money Max has taken away so much stress in our life. It has majorly alleviated the stress of trying to figure out how we were going to pay our bills when everyday emergencies would creep in….car repai... See more

Rated 1 out of 5 stars

I'm new using MoneyMax system. I learned in going through it every month that it is better to have only one major primary checking and one primart savings account to simplify the money transf... See more

Company replied

Rated 5 out of 5 stars

The user experience is great, easy to navigate, to edit the information, online update and customer support. It provides visibility and control of your finances and guides you to how and where to dire... See more

Rated 5 out of 5 stars

My husband and I have been using the Money Max Account since January 2025. We had already gotten out of debt when we were introduced to the program, but we saw the value for *cash flow managem... See more

Rated 5 out of 5 stars

The Money Max Account is a Scam! Yep that is what the internet will tell you. I knew that I needed to do my own research, and I am sure glad that I did. I was shown the program by a reputible mortgage... See more

Rated 1 out of 5 stars

It’s not for me, not help me but it’s a good calculator

Company replied

Rated 5 out of 5 stars

The support given while learning the ins and outs of the software are great. There's definitely a learning curve trying to set up and enter information pertaining to my personal budget and spending, e... See more

Rated 5 out of 5 stars

Audrey: she makes everything very simple. Easy to understand, and help you to review with a mild tone and willing to go over what you don't understand. She should have a pay raise! Better hold on to... See more

Rated 5 out of 5 stars

Max is so patient! She clarified my misunderstanding. I appreciate her taking the time to make sure I understand everything about the program. Please give her a super bonus!

Rated 5 out of 5 stars

My CSR, Max, was very patient, persistent and thorough with me. She went the extra mile- including getting on a ZOOM call so she could see my screen to help me out. I appreciate the time as well as... See more

Rated 5 out of 5 stars

Audrey is incredible. Each meeting I truly understand more about the system and I really feel like I can succeed in managing the program. I am truly grateful for how she teaches and I’m so excited a... See more

Rated 5 out of 5 stars

Hey the UFF is an amazing software. Works like magic. Thanks for the opportunity. I won't waste my time anymore working to pay interest. This will save me a lot of time and a lot of money!!!

Rated 5 out of 5 stars

I came across the Money Max Account through Vanntastic on YouTube when I was looking for a better financial tool than YNAB. After watching a few videos, I decided to check it out and went through... See more

Rated 5 out of 5 stars

I have called in several times over the past two weeks. I have had the pleasure of speaking with Max on 4 of them I believe. My experience with her not only this time, but each time has been absolutel... See more

Rated 2 out of 5 stars

Dont get me wrong its a great tool, but the fact is that I already paid 4 grand on a financial system that doesnt link with my bank accounts unless I pay an EXTRA $150/year per an account. Its not a g... See more

Company replied

Rated 2 out of 5 stars

I have been using the program for a few months now and find it to be difficult to change some of the suggestions that the system is giving me. For example, it wants me to send money from a store cred... See more

Rated 5 out of 5 stars

Mahalo Max for helping me navigate my finances. It would be great to have all my credit card companies automatically downloaded.

Rated 5 out of 5 stars

I just met with Lauren to do my on-boarding and it couldn't have been easier. From my initial introduction to the company to today I have nothing but positive things to say. We are just getting star... See more

Rated 1 out of 5 stars

Honestly I think this is my first ever 1 star review giving anybody and I'm a Google Review Expert status member with over 1,000 reviews. Not only is the Money Max Account program extrem... See more

Company replied

Rated 1 out of 5 stars

I asked for a refund within the 90 days, as this program did not fit my unique circumstances as a business owner and not having a traditional mortgage or a traditional 9 to 5 job W-2 person. I was... See more

Company replied

Rated 5 out of 5 stars

Ethan did a great job of walking me through the program. Working on it day by day and anxious to see the future improvements on the platform

Rated 5 out of 5 stars

Audrey was very great at answering all my questions. She helped guide me through my questions and issues and even helped clarify any issues I could run into and how to fix them. Very polite, helpful,... See more

Rated 5 out of 5 stars

Financial GPS that help me tremendously with achieving financial goals. Now on to the mortgage…

Rated 5 out of 5 stars

The sales rep and the coaches have made my experience great so far. The program itself has already drastically improved our financial situation. We have only been using the program since Feb 19 2026..... See more

Rated 5 out of 5 stars

Audrey made everything easy to understand. She is professional. At the beginning of the zoom meeting, I had trouble sharing my screen and she was very patient with me.

Rated 1 out of 5 stars

Program is a joke. Don't waste your money. Many other resources that are more cost effective

Company replied

Rated 3 out of 5 stars

Program has lots of possibilities bit also needs a lot of manual help. I think it can and will help people fight interest.

Company replied


Company details

  1. #99 of 188 best companies in Financial Consultant
  2. #125 of 248 best companies in Non-Bank Financial Service

Written by the company

Revolutionize Your Finances with the Money Max Account and Live Debt Free!


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

343 reviews

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Replied to 66% of negative reviews

Typically replies within 2 weeks

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Rated 4 out of 5 stars

The agent I dealt with initially was a smart mouth individual that shouldn't ever deal with customer service.

The agent I dealt with initially to sign up, top notch!

I tried to call on Friday 04.18 to cancel me account. They were closed for Good Friday.

I called today 04.22 to cancel and I get the run around that I won't hear anything back for 7-10 days. There is no confirmation of a cancellation. There is no superviser to speak with.

I dealt with an agent telling me that I should have called yesterday as today is one month and one day. I was put on hold for over 20 min.

I have spent over 90 min on this today with no resolution. I have called me bank to put a stop payment on the account in effect and to report fraudulant services.

The program might be amazing but the 3 agents I dealt with today are pathetically inept at handing any situation.

UPDATE!!

So I spoke with a superviser named Brittney. We went over the isues I was having and she was able to help me find a resolution to the problems and a way to keep things moving without me cancelling the program.

She was awesome!

April 21, 2025
Unprompted review
Rated 5 out of 5 stars

Everyone that I have interacted at UFF…

Everyone that I have interacted at UFF (United Financial Freedom) have been great. Genuine interest in seeing people better themselves. Very happy with the leadership Eddie Ybarra has shown me, and getting help is extremely easy. Very happy with the Moneymax account!

August 1, 2024
Unprompted review
Rated 5 out of 5 stars

A must have tool

The Money Max software is a must in today's credit driven financial system. My wealth specialist Bill Blanchard, was and still is, the catalyst to my learning and understanding of this valuable tool. Thank you Money Max.

January 2, 2025
Unprompted review
Rated 5 out of 5 stars

Easier to use than expected

Bill is knowledgable and has helped me to utilize the tool efficiently. I am optimistic about the Money Max program and will recommend this to others.

December 20, 2024
Unprompted review
Rated 5 out of 5 stars

I was kinda iffy about the program…

I was kinda iffy about the program because it sounded too good…buuuuut, after all of my numbers were added I clearly saw that this system is FOR REAL! I’m telling you, they’ll walk you through this system step by step in a way that even a child could understand…but once you get to see YOUR numbers being worked in YOUR favor vs the financial institutions, there’s only 1 thing you caaan do, purchase that system asap!

December 11, 2024
Unprompted review
Rated 5 out of 5 stars

This program has transformed my life

This program has transformed my life. Thank to this program I will be debt free in 2.7 years. The support I received from Suzanne has been incredible. This program more than pays for itself. So thankful and grateful for United Financial Freedom.

December 10, 2024
Unprompted review
Rated 5 out of 5 stars

Very pleased with the program

As others have stated, I was skeptical about this program but saw its value. I am approaching 4 months into the program and have paid off 5 credit cards. It has helped me track my finances and I now see the light at the end of the long dark credit tunnel.

November 27, 2024
Unprompted review
Rated 5 out of 5 stars

Five stars all the way!

As someone with over 40 years of experience in financial services and financial planning, I approached United Financial Freedom with cautious optimism. I’ve seen countless strategies and programs over the years, but this one truly stands out. Their system is both innovative and practical, offering a streamlined approach to managing and eliminating debt.

Thanks to this program, I was able to save multiple six figures—something I honestly didn't think was possible at this stage in my financial journey. The results speak for themselves. It's incredibly rewarding to see such a tangible impact in such a short amount of time.

I highly recommend United Financial Freedom to anyone serious about getting out of debt fast and taking control of their financial future. Whether you're new to financial planning or a seasoned professional like me, this program has the potential to transform your financial outlook. Five stars all the way!

November 26, 2024
Unprompted review
Rated 5 out of 5 stars

The program really works

The program really works. If you're willing to take the time to work the program, the program will definitely work for you. It's encouraging to see your debt dwindle down and the amount of interest you're saved. It's been a real life changing experience!

October 29, 2024
Unprompted review
Rated 5 out of 5 stars

This Program Really Work's

We were so amaze with the amount of savings we were able to establish, the reduction of time and the interest being eliminated. It is making it affordable for the everyday person to have a chance to experience financial freedom and payoff all their debt in a short period of time. We had never come across a program that has been so true to there word and their system truly has work for us and has the ability to be a financial GPS for life with all our financial decisions!

October 11, 2024
Unprompted review
Rated 5 out of 5 stars

What a tremendous value!

We first purchased the software in 2013 and used it to quickly pay down over $60,000 of long term debt. And after getting away from using the program for several years we just recently have again plugged in our numbers for a great budgeting tool and financial GPS. The home office support staff has been very helpful and the lifetime membership cost has been a great value and a financial blessing to our family. So grateful and thankful!

August 29, 2024
Unprompted review
Rated 5 out of 5 stars

BEST INVESTMENT EVER! MMA For Life!

This is the most incredible financial tool I have ever seen. Now that I have the Money Max Account, I can’t imagine myself ever living without it. Thank goodness, I don’t have to. The term “Financial GPS” is so appropriate, but even better. Car Navigation Systems sometimes don’t know about road closures and will continue to give the same directions. The Money Max Account recalculates in seconds and can handle whatever scenario you put into it. I also love the fact that I’m in control. I set the perimeters with which the program works within. Steve Bishop did not push me, I ended up chasing him as I learned more, because I was very, very skeptical. Just a couple months ago, I was googling Chapter 7 and Chapter 13 because I was overwhelmed and could not see how I would ever get out of all this debt with exorbitant interest rates. Today, I am at peace and can rest well, knowing that the Money Max Account always has it eyes on the road ahead. My financial future has never looked so bright. I have a confidence now that no American in debt should have to live without. Debt is scary and so easy to get into, now there is a clear path forward to freedom from debt. The Money Max Account is a must have and worth every cent of the one time investment. I’ve never been more satisfied with a product in my life. Yes, I’m on fire for this thing, anyone who’s not, clearly doesn’t have it. Thank You Steve Bishop! I’m on track to pay off $92,000 of non-mortgage debt in 2.3 years and save $36k in interest. I’ve already saved over $2700. All of my revolving lines of credit will be paid off in 9 months. I never could have dreamed that was possible.

September 2, 2024
Unprompted review
Rated 5 out of 5 stars

This program has been a life changer…

This program has been a life changer for us. Even after clearing debt I continue to use this for financial organization and wealth building. Love this product and highly recommend it. We bought it when we got married and I am so thankful I did.

August 30, 2024
Unprompted review
Rated 5 out of 5 stars

A better way to manage cashflow and remove debt

It’s been a pleasure to work with Bill. He is a passionate advocate for the Money Max system and for helping clients to be successful in their financial journey. The Money Max tool is definitely a better way to manage cash flow and get rid of debt.

August 22, 2024
Unprompted review
Rated 5 out of 5 stars

If it works for a 19 Y/O, it can work for you

I am a 19 Y/O girl who lives with her dad and has little to no debt or expenses. I personally own the MMA and there is not a day that goes by that I don't regret getting it. As a young adult with little to no expenses, I'm sure you are wondering why I love it and even have it. Its because I was smart enough to deep dive on what's happening around me and the debt crisis we are in. I'm able to project MY future debt and expenses in my future and the MMA has already calculated the quickest to pay it all off. There is nothing else in the world out there that can do that and actually work. Those of you who have kids that are reading this, please educate them and yourselves about cash flow management such as the MMA and save them years of guessing and financial instability. If a 19 Y/O like myself can understand it and use it, so can you and your kids.

June 16, 2024
Unprompted review
Rated 5 out of 5 stars

My North Star

I've been a customer for about a year and have been amazed at how well this program tracks my goals and automatically adjusts to keep me on track. It's been my north star in all things finance. Working with Joe Lopez was great, as he explained the program in detail and made sure to answer all of my questions. He's also a customer and has shared his successes and lessons, which made me feel more at ease when first signing up. I'm a customer for life and am excited to see how this helps me achieve my financial goals!

August 19, 2024
Unprompted review
Rated 5 out of 5 stars

Great experience

Setup several sessions for us to work through initial setup and followed up multiple time to review progress and answer any other questions I had.

July 15, 2024
Unprompted review
Rated 5 out of 5 stars

My wife and I are so happy…

My wife and I are so happy that we found this program. I have increased peace of mind knowing the month, day, and year we will be debt free. I was very depressed before. Now I have much more hope and peace. :-)

January 17, 2024
Unprompted review
Rated 5 out of 5 stars

Truly knowing myself in control of my…

Truly knowing myself in control of my finances has no price! Earning money is a totally different situation than knowing how to smartly manage it. Finally through this amazing financial tool and the guidance of one of the most patient, kind and knowledgeable people I know Ms. Karin Parsons, I’m now on the fastest way out of debt, my finances now have structure and projection thanks to the accuracy of this automated tool!
Now I can truly look forward to a secure and brighter financial future for me an my family!
Thank you MMA and Ms. Karin Parsons for all your help and kindness.
Rina Ramos.

August 16, 2024
Unprompted review

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