First Tech Reviews 4,583

TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Looking at 3,762 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their exceptional helpfulness, polite demeanor, and extensive knowledge, making interactions pleasant and productive. Many highlight the outstanding customer service, noting that representatives go above and beyond to resolve issues and provide personalized support, often exceeding expectations. The overall service is frequently described as excellent, with people appreciating the efficiency and ease of their experiences, including smooth user interactions. However, some people were dissatisfied with aspects related to payment, specifically mentioning issues with receiving clear answers or professional assistance regarding disputes involving dealer practices and concerns about thousands of dollars added to contracts. These customers reported a lack of communication and accountability, feeling unheard and unsupported despite numerous attempts to resolve their concerns.

What people talk about most

Staff

Users describe positive interactions with staff. Customers consistently praise the staff for being helpful,... See more

Customer service

Customers consistently report positive experiences with customer service, highlighting the helpfulness and... See more

Service

People report positive experiences with service. Customers consistently praise the excellent and top-tier... See more

User experience

Consumers find the user experience to be positive. Many reviewers highlight the helpfulness and patience of... See more

Payment

Customers consistently note ambiguous experiences with payment. Many reviewers report positive interactions... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I got a call from a number spoofing First Tech claiming fraud on my account. I called fraud department direct and Ases was so helpful - professional - calming - gave me info to secure my account bette... See more

Company replied

Rated 5 out of 5 stars

I called needing a lot of help and having a lot of questions. Dena H. tactfully and patiently walked me through every step of the way. Our discussion went well over the scheduled amount of time and I... See more

Company replied

Rated 5 out of 5 stars

I talked with Jose Flores. He took his time and was able to not only answer all of my questions, but went out of his way to send me several bits of information regarding methods to payoff loans. In ad... See more

Company replied

Rated 5 out of 5 stars

I greatly enjoyed working with Shivani Marathe at First Tech. She was very personable, professional and easy to work with. She had several ideas related to my financial wellbeing (including car insura... See more

Company replied


Company details

  1. #1 of 2 best companies in Federal Credit Union
  2. #3 of 14 best companies in Car Finance and Loan Company
  3. #1 of 8 best companies in Credit Union
  4. #7 of 103 best companies in Financial Institution
  5. #1 of 10 best companies in Financial Planner
  6. #2 of 31 best companies in Mortgage Lender

About First Tech

Written by the company

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Not-for-profit, member-owned, and committed to your financial wellbeing.

First Tech Federal Credit Union has more than 70 years of experience serving the tech community. We're more than just banking—we're a financial partner for life. No matter what's next on your roadmap, we're here to help every step of the way.

Why choose First Tech?

  • One of the largest credit unions in the country
  • Money.com’s Best Credit Unions for three years running (2022-2024)
  • 2022 American Banker Best Customer Experience (4th in the nation)
  • A CNN Best Home Improvement Loan pick for fast funding (February 2024)
  • Best Health Savings Accounts by Forbes (February 2024)
  • Best Small Personal Loans for fast funding by CNN (February 2024)
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Convenience

Access your money and get the help you need easily. With dozens of First Tech locations, more than 5,600 Co-Op branches, 30,000 surcharge-free ATMs, online banking and mobile apps—we have the tools you need to make your banking life easy.

Innovation

First Tech was founded by the visionaries of the tech industry, and that spirit endures today. We serve the world’s most forward-thinking companies—along with their employees and families—with smart digital banking solutions and financial expertise.

Advocacy

As a credit union, we put people over profit. We're committed to strengthening your financial future and improving the communities we serve.

Service

Our members are our only shareholders, which means your success is our success. We offer a wide range of individualized financial services to help members do more with their money.

Security

First Tech keeps you protected 24/7. All checking, savings and money market accounts are insured up to at least $250,000 by the National Credit Union Administration (NCUA), and we employ round-the-clock fraud monitoring, top-notch web encryption and strong member protections.

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Contact info


4.9

Excellent

TrustScore 5 out of 5

5K reviews

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Rated 5 out of 5 stars

Worked with Oshani Mittal

Worked with Oshani Mittal. Had multiple asks (notarization, cashiers check, fixing account information) but she worked with me patiently and resolved all of them.

May 26, 2026
Unprompted review
Rated 4 out of 5 stars

Mariah Fegins was efficient and friendly

Mariah Fegins was efficient, knowledgeable and friendly. We asked lots of questions and she continued to be efficient and helpful. It took a long time to complete the application but Mariah was great.

May 26, 2026
Unprompted review
Rated 5 out of 5 stars

Ahmad was fantastic

Ahmad was fantastic. We have been members since 1980 and will go no where else. The customer service (which Ahmad is a part of) is the best of any company i have ever dealt with.

May 26, 2026
Unprompted review
Rated 5 out of 5 stars

Banking Troubles

I had the opportunity to talk to Michaela who was helpful and very informative on getting my account back up. I had not known why it’s disabled but she was able to solve it. She was very easy to understand and helped able to explain what I don’t know. My problem felt small and was felt with quickly.

May 26, 2026
Unprompted review
Rated 1 out of 5 stars

Press Release Article

Press Release Article:

Van Nuys Maserati & First Tech Credit Union: My Experience With Misleading Warranty Practices and Lack of Support

I’m sharing my experience to help other buyers avoid what I went through during a recent luxury vehicle purchase in Van Nuys.
What should have been an exciting experience quickly became stressful, frustrating, and financially damaging.
During the financing process, I was told that the lender required me to purchase an extended warranty in order for the loan to be approved. Based on that representation, I agreed to move forward.

The customer also states they made additional attempts to escalate their concerns to leadership within, including efforts to reach directly.
According to the customer, despite these attempts, they did not receive a response or meaningful engagement regarding the concerns raised about the financing process and warranty representations.

The customer expressed frustration that, in their view, there appeared to be no willingness from the institution to intervene, review, or assist in adjusting the financing terms based on the allegations that the dealership may have misrepresented required products.

“I tried multiple channels to get someone at the credit union to listen and help review what happened,” the customer stated. “From my perspective, there was no real follow-through or willingness to step in and address what I believe was a serious issue with how the warranty was represented.”
The customer added that the experience has led them to question how disputes involving dealer practices are handled when financing is issued through third-party credit unions.

When trying to address the concern to the CEO Shruti Miyashiro, we were told to contact the legal department as well as told that she would not care or take any concerns regarding our problems.

In the customer’s view, greater oversight and responsiveness from lending institutions may be necessary when significant add-on products and financing terms are disputed after a transaction is completed.

That warranty added approximately $11,800 to the total cost of the vehicle and increased my monthly payment by nearly $200.
After the deal was finalized, I later learned information suggesting the lender may not have actually required the warranty at all. If true, I was misled into purchasing a product that significantly increased my financial obligation.

Eric Lopez was involved in my transaction. When I raised concerns about the warranty and financing terms, I attempted to resolve the matter directly. Instead of receiving clear answers or professional assistance, the interaction escalated and left me feeling extremely uncomfortable and unsupported as a customer.
Joshua Alvarez also told me he would help resolve the issue. However, despite more than 20 calls and multiple follow-up attempts, I never received the assistance or clarification that was promised.

We also reached out to regarding the financing concerns and what we believed to be dealer misconduct tied to the transaction. Despite explaining the situation in detail, we felt quickly dismissed and received little meaningful support or concern regarding what occurred.

The credit union is led by, and unfortunately our experience left us feeling unheard during a time that should have been special for our family.
Instead of enjoying the experience of purchasing a new car for my father, I spent countless hours writing complaints, making phone calls, following up repeatedly, and dealing with ongoing frustration and stress that could have been avoided with transparency and proper customer support.

The most frustrating part of this entire situation was the lack of communication and accountability. Concerns involving thousands of dollars added to a contract should be addressed immediately and professionally. Instead, I experienced delays, unanswered calls, and no meaningful resolution.
My advice to anyone purchasing a vehicle — especially a luxury vehicle:

• Verify directly with the lender whether warranties or add-ons are truly required
• Request written proof of any mandatory products
• Review every document carefully before signing
• Do not rely solely on verbal statements
• Keep records of all conversations and communications

A luxury car purchase should be an exciting milestone, not a stressful financial ordeal. Please proceed carefully and make sure everything is fully transparent before signing any agreement.

Bob Marseilles
Vice President, Third Party Originations

 
Melissa Jordan
Production Support Supervisor

May 18, 2026
Unprompted review
Rated 1 out of 5 stars

Very unhelpful

Very unhelpful! The people on the phone couldn’t help and told me to go to secure messaging instead. So I did, and it took three days to get a patronizing and condescending response that lacked any urgency. This is your money - you need quick resolutions from trustworthy people that want to help if there is an issue. You’ll find a lack of accountability from staff members here and will be disappointed.

May 26, 2026
Unprompted review
Rated 5 out of 5 stars

Our banker

Our banker, Mitzi Barahona,is an outstanding asset and extremely talented banker. It’s a pleasure working with her.

April 2, 2026
Unprompted review
Rated 5 out of 5 stars

My situation involved going back more…

My situation involved going back more than 15 years to find records that would assist me with a very old debt to provide proof the debt was satisfied. The Customer Service agent (Sanjeev K.) showed patience as he sought to understand my needs. He really demonstrated he wanted to help me find the documents requested. I am happy to share he emailed the documents.

May 26, 2026
Unprompted review
Rated 4 out of 5 stars

To make payments on time

My experience was ok, I just don't appreciate getting a charge to make payments over the phone now

April 28, 2026
Unprompted review
First Tech logo

Reply from First Tech

Thanks for the fantastic review! We love to hear you had a great experience and that our team made such a positive impact. Our team is always here to help, and we appreciate your kind words!

Rated 5 out of 5 stars

The service is great and the…

The service is great and the representative was knowledgeable and very nice.

May 22, 2026
First Tech logo

Reply from First Tech

We appreciate you posting about your positive experience! Our team strives to provide exceptional service, and it's great to know we stand out. Thank you for sharing your thoughts!

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